Prams, car seats, baby monitors, sleep suits, nursery furniture, baby baths, nappies! The list of things to buy when you’re expecting can seem never-ending and costly too. Read on to discover how to budget for your baby essentials.
To prepare for the cost of having a baby, start by writing out a list of all the things that you need.
You can then split this list into:
- Must-have items such as an infant car seat, a pushchair and hooded towels for bath times.
- Nice to have items like a bath thermometer or a gliding chair to use when you’re feeding your baby.
- Items that could be bought at a later date such as a nightlight for when your baby moves into their own room or a high chair for when they start weaning.
Don’t forget about your family and friends
It’s also worth bearing in mind that your family and friends will be keen to give your baby a gift. To avoid any duplicates, why not show them your list and let them choose what they’d like to get you?
budget for your baby essentials – Spread the cost with finance
To make those big, must-have items instantly more affordable, take advantage of finance options offered by many retailers. These are designed to help you to spread the cost over a longer period. This has the benefit of no big financial outlay in one go! It also allows you to have the products you want, when you want them, on a repayment plan that suits you.
So, when you fall in love with a pushchair costing in excess of £1000 like the iCandy Peach Designer Collection Dusk Edition or the Bugaboo Buffalo Classic Collection Pushchair but feel you should go with a cheaper option, take advantage of finance. This will enable you to have what you want by spreading the repayments, making the cost much more manageable.
Many providers offer zero deposit, interest-free finance meaning you can avoid dipping into your savings or finding a lump sum of money to pay a large deposit. Plus, you pay no interest either, so you’re literally just spreading out the cost of your purchase with no catches!
Put the pleasure back into shopping for your new arrival!
Break down your baby essentials shopping list and consider finance options. That way you’ll be happy in the knowledge that you’re getting what you want and need in a way that you can afford.